Receiving Health Care Coverage Through Medicaid
What Is Medicaid?
Medicaid is a federal and state program that pays for nursing home and home-care coverage after you have substantially depleted your life savings. Unlike its counterpart, Medicare, Medicaid is the only government program that will pay for long-term health care, which makes it a more desirable option for elderly and disabled individuals.
Why Consider Medicaid When Making An Estate Plan?
At Koldin Law Center, P.C., we’ve seen sudden and catastrophic illnesses wreak havoc on a person’s life savings, forcing them to sell their home and liquidate their property and investments to pay for medical care. It’s a devastating financial and emotional loss felt not only by the elderly individual, but by the family as well.
With knowledgeable legal advice, it’s possible to preserve all or part of your life savings, your home and other assets, while still qualifying for Medicaid. This includes individuals who are already in a nursing home.
To be considered for Medicaid benefits in a nursing home, an individual must first meet the following requirements:
- Age 65 or older, blind, or legally disabled
- Financially eligible
- No improper transfer of assets
- Medically needs to be in a nursing home
Filing An Application For Benefits
Once the requirements have been met, an individual may then apply for benefits on his or her own or designate someone else to fill out the application, such as a family member or an attorney. The person filing on behalf of the Medicaid applicant will need access to financial records and must be familiar with the applicant’s situation as this will be necessary to filing a successful claim.
How Our Law Firm Can Help
At Koldin Law Center, P.C., our lawyers have extensive legal backgrounds and considerable experience handling Medicaid cases. We pride ourselves on being an authority on Medicaid applications and have become a trusted source for assistance and legal information in central New York.
We assist our clients through every step of the Medicaid process and make sure they are getting the benefits they need to sustain long-term care while protecting some or all of their life savings. Because our initial consultations are free, our clients never feel any pressure or rushed.
To schedule your free initial consultation with one of our experienced lawyers, contact our firm today. When you call our East Syracuse office (315-314-3205), we will address your questions and concerns right away.